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OUR PRODUCTS

About UGRO Capital

UGRO Capital Limited is a pioneering DataTech Non-Banking Finance Company (NBFC), specializing in MSME and Small Business Financing. Leveraging advanced data analytics and an extensive distribution network, we bridge the vast small business credit gap in India, delivering tailored credit solutions to Micro, Small and Medium Enterprises (MSMEs) across the country. It is a company that truly believes in the idea that #MSMEAcchaHai.

BRANCHES

220

+

BRANCHES

CUSTOMERS

115000

+

CUSTOMERS

( As of December 2024 )

AUM : INR

11000

Cr +

AUM : INR

( As of December 2024 )

EMPLOYEES

3500

+

EMPLOYEES

( As of December 2024 )

IND A+/Stable

IND A+/Stable and

Crisil A/Stable

Ugro Capital Small Business Financing

LOAN PROCESS

Get our flexible loan solutions in easy steps:

1

Fast Eligibility Check

2

Secure KYC & income verification

3

Quick loan disbursement

Ugro Capital Loan Process

GRO Score 3.0

Our revolutionary proprietary underwriting model, GRO Score 3.0, utilizes AI/ML to provide precise credit risk assessment and real-time business credit solutions to our customers on the basis of credit bureau, banking statements and GST information.

Ugro Capital Enhanced Accuracy

Enhanced Accuracy

Utilizes AI/ML to deliver precise credit risk assessments, reducing the chances of errors in evaluating creditworthiness.

Ugro Capital Improved Risk Assessment

Improved Risk Assessment

Accurately identifies and mitigates potential risks, protecting both lender and borrower.

Ugro Capital Increased accessibility

Increased accessibility

Makes credit more accessible to MSMEs by leveraging non-traditional data sources for credit evaluation.

Ugro Capital Dynamic Adjustments

Dynamic Adjustments

Continuously learns and adapts to new data, improving its predictive accuracy over time.

gro-score-image

Our Co-Lending Partners

IN THE MEDIA

Check out how we’re making the headlines on our journey to empower the MSME ecosystem!

What Do Our Customers Say About Us?