UGRO Capital’s Retailer Finance allows MSMEs to obtain funds against unpaid purchase invoices before the payment due date. Our marquee Retailer Financing solutions help customers whose businesses are fundamentally strong and help bridge their working capital gap, empowering them in their ability to grow.
Given that working capital is a fundamental requirement of any running franchise and that not all MSMEs are closely associated with large corporates, UGRO Capital has an invoice discounting facility that can cater to the wide-ranging demand of such MSMEs.
Unsecured limit
Pay Interest Only When You Use It!
Unsecured limit: Up to
Rs. 25 Lacs
Pay Interest Only
When You Use It!
Flexible Discounting / Drawdown
Tenure Starting from 7 - 60 Days
Quick TAT with Our
Digital Journey
No additional collateral or
guarantor required
Increase revenue and enhance profitability
Improve efficiency while reducing borrowing costs
Quick and easy access to capital for retailers
UGRO’s innovative digital and data-driven underwriting process
Real-time, precise risk assessments
Automated and accurate decision-making
Transparent supply chain visibility for distributors
Strengthen lasting partnerships between retailers and distributors
KYC Documentation (Business + Individual)
Udyam Certificate
Bank Statement & GST (if applicable)
Tax Invoice
You can apply for Retailer Financing Solutions by following these three simple steps:
Step 1
Click on Apply Now and enter your contact details.
Step 2
Enter Your PAN and other relevant details, and click Apply Now
Step 3
The application will then proceed for verification and assessment
Empowering Your Financial Decisions: Calculate Your Loan EMI Today!
It allows MSMEs to obtain funds against unpaid purchase invoices before the payment due date, bridging their working capital gap.
Unsecured limit up to ₹25 Lacs, pay interest only when used, flexible discounting/drawdown tenure from 7-60 days, no additional collateral or guarantor required.
With UGRO Capital’s Retailer Finance, you can increase revenue and profitability, improve efficiency, reduce borrowing costs, and gain quick access to capital.
Our innovative digital and data-driven process ensures real-time risk assessments, automated decision-making, and transparent supply chain visibility.
It helps strengthen lasting partnerships between retailers and distributors by providing transparent and efficient financial solutions.
Customer Login
GRO Score
Home 
About
Products
Investors
Partners
In The Media 
Contact Us 
Customer Login
