Our Business Loans Without Collateral (Working Capital) offer essential credit to MSMEs without the hassle of collateral. These loans offer flexible financing options tailored to meet specific business needs, ranging from acquiring equipment to expanding operations and managing working capital.
                            
                                Loan Amount
                                    Tenor
Avail funds without any 
 collateral issues
                        Loans up to 
75 Lacs 
                        Tenor of up to 
36 months
                        
                            Minimal 
 Documentation
                             Quick 
 Approvals
                    Digital
 Onboarding process
Competitive 
Interest Rates
                            
                    
                        KYC Documentation (Business + Individual)
                        Udyam Certificate
                        Bank Statement & GST
You can apply for a Business Loan Without Collateral by following these three simple steps:
                            Step 1
Click on Apply Now and enter your contact details.
                    
                            Step 2
Enter Your PAN and other relevant details, and click Apply Now
                    
                            Step 3
The application will then proceed for verification and assessment
                            Empowering Your Financial Decisions: Calculate Your Loan EMI Today!
A Business Loan without collateral, as the name suggests, is a type of loan that does not require the borrower to provide any collateral or security against the loan. Instead, the loan is granted based on the borrower's creditworthiness, financial history, and ability to repay the loan.
At UGRO Capital, the maximum repayment tenure would be 36 months.
You are not required to visit the branch for this business loan. You can do the same here: (insert business loan w/o collateral Apply Now page link)
Yes, you can prepay your loan subject to payment of applicable charges and conditions mentioned in the schedule of charges. Click Here to view Schedule of Charges
Sole proprietorships, Partnership firms, Private limited companies, Self-employed individuals, SMEs, MSMEs, and large enterprises, Retailers, Manufacturers, Traders.
A credit score of 650+ is good to avail of a Business Loan from us!
No security or collateral is required to avail this loan.
You can use a this loan for any business purpose, such as financing inventory, expanding the business, meeting the working capital needs or even hiring staff!