A Secured Business Loan is a financial arrangement wherein a business entity secures a loan by pledging a property, typically an immovable asset. The loan amount is generally a percentage of the property's market value, and the funds obtained can be utilized for operational expenses or any other business-related purposes.

Product Specifications

Benefits

Basic Documents Required

• Loan Against Property, with funding up to 5 Crores.
• Flexible loan tenor up to 180 months

• Financial lifeline for diverse needs
• Impressive loan to value ratio up to 80%
• Quick Approvals via Score-Based Assessment
• Digital & Minimal Documentation
• Attractive Interest Rates
• Doorstep Service

• KYC & PAN
• Business Vintage proof
• Latest Bank Statement or GST Returns
• Udyam Registration Certificate
• Latest Title Deed of the Property

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In Educational Institutes (EDI) Loans, we provide financial support to educational institutions. EDI Loans can be availed up to 5 Cr, assisting schools with various financial needs.

Product Specifications

Benefits

Basic Documents Required

• Financial support for educational institutes, up to 5 Cr
• Loan-to-value ratio up to 60%
• Repayment tenure of up to 120 months

• Streamlined application process with minimal documentation.
• Financial eligibility based on assessable fees and property valuation.
• Quick Approvals via Score-Based Assessment.
• Attractive Interest Rates.
• Doorstep Service

• KYC & PAN
• Business Vintage proof
• Latest Bank Statement or GST Returns
• Udyam Registration Certificate
• Latest Title Deed of the Property

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Loan Against Bank Guarantee or FD is a financial offering through which customers can avail loans by providing either a Financial Bank Guarantee in favour of UGRO Capital Ltd or a Fixed Deposit (FD) which is marked as a lien to UGRO.

Product Specifications

Benefits

Basic Documents required

• Business Loans up to 3cr
• Loan against Bank Guarantee or Fixed Deposit as collateral.
• Maximum loan amounts up to 125% of BG/FD value.

• Flexible option to avail the funds as Term Loan and/or Working Capital Limit
• Higher repayment tenor up to 180 months
• Quick Approvals via Score-Based Assessment
• Digital & Minimal Documentation

• KYC & PAN
• Business Vintage proof
• Latest Bank Statement or GST Returns
• Udyam Registration Certificate
• Copy of Bank guarantee (BG) or Fixed deposit (FD)

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This is a Secured Business Loan being offered against the property being pledged. However, this program is designed for MSME borrowers who have an additional source of income as rental income, apart from their business revenues. Financial eligibility is determined based on the borrower's Rental Income.

Product Specifications

Benefits

Basic Documents required

• Financing for MSMEs, up to 50 Lacs
• Loan tenor up to 120 months.

• Eligibility based on secondary income source ensures financial stability.
• Quick Approvals via Score-Based Assessment
• Competitive Interest rates

• KYC & PAN
• Business Vintage proof
• Latest Bank Statement or GST Returns
• Udyam Registration Certificate
• Latest Title Deed of the Property

Apply Now