Anuj is a founding team member of U GRO Capital. His passion is to use analytics & technology to create pragmatic risk models that help create new products/programmes which in turn helps simplify the credit access experiences for SME’s. Anuj brings 20+ years of experience from leading companies such as Barclays Bank, ABN AMRO Bank, GSK Consumer & Religare Finvest. Anuj holds a Bachelor’s degree in Engineering (Mechanical) from Thapar University & PGDM from IIM Lucknow

Kishore is a qualified Chartered Accountant by profession. He brings with him 20+ years of experience and has been associated with organisations like Future Group and SREI Infrastructure. He joins us from Hinduja Leyland Finance where he worked as the Chief Financial Officer. He has held various offices in the finance domain ranging from managing accounting, taxation, financial controller, RBI Compliances and Treasury function.

RAJNI KHURANA is our Chief People’s Officer and is the primary interface between our prospective employees and U GROites. She brings in 16+ years of broad exposure in Human Resources, Change Management, Organization Transformation and Culture Building. She is a comprehensive leader with all-encompassing experience. Before joining U GRO Capital, she began her career in this industry by attaining and executing leadership positions in many renowned organisations. Notably, she worked as the HR Head at SMEcorner and has previously held leadership positions at IDFC First Bank, RBL, DBS Bank, Barclays and TCS eServe International. Her result-focused professionalism and management acumen helped her gain recognition as an HR 40 under Forty by Jombay and ET Now. She is an HRM MBA graduate from XISS, Ranchi and is an alumnus of INSEAD, Singapore

Sunil is the Chief Officer – Legal, Compliance & Secretarial at U GRO Capital and is the primary interface with the Regulators. He brings about 20 years of rich experience in the field of Legal, Compliance and Corporate Secretarial with specializations in Financial Services Legislations, Capital Market transactions, Corporate Restructuring, and Securities Regulations. Sunil joins us from InCred Financial Services, where he was responsible for Legal & Compliance function. Before joining InCred, he has worked with the Reliance Group, Future Capital Holdings, IIFL Group & StarAgri Finance. Sunil is a member of the Institute of Company Secretaries of India, and a law graduate from Mumbai University.

Sathiayan is a finance and banking professional who brings over two decades of experience in the domains of SME & Business Finance, Retail Liabilities and Assets, Third Party Products Distribution and other financial services at multiple levels in corporates of high disposition, to the company. His versatile vision and tenacity to create successful growth plans have led him to propel the U GRO foot-print across India. As a Chief Business Officer, he is responsible for making U GRO come alive to our various partners and customers. His past high profile roles include being the Vice President of ABN Amro Bank N.V. and being a director of Religare Finvest Limited. J. Sathiayan is an alumnus of the Sastra University with a degree in B.E.

Sharad Agarwal, brings over 26 years of extensive experience in Business, Startups, Fintech, and Operations within the Banking, Financial Services, and Insurance Sector. He has excelled in establishing and leading high-performing functions, steering them to achieve substantial portfolios in dynamic business environments. Sharad's core competencies include setting up Fintech organizations, managing startups, designing Enterprise IT and Operations Strategies, and driving digitization initiatives. He has a proven track record of scaling businesses from startup to growth phase.

Sharad has received prestigious awards, including the NBFC Leadership Award and Best Tech-Driven NBFC of the Year. His achievements reflect excellence in customer experience, mobility initiatives, creativity, and innovation. As a former member of the Gartner Research Forum and a CAPSTONE-certified professional, Sharad brings valuable insights and expertise to our team.